When Banks Compete for Customers: The Credit Market on the Brink Competition fuels lending markets, but it also carries hidden dangers. Banks and fintechs race to attract borrowers with easy terms, fast approvals, and loyalty perks. On the surface, customers celebrate cheaper credit and broader access. Yet beneath the surface, […]

Daniel Reed is the founder and chief editor of MYA App. With more than 12 years of experience in finance, economics, and digital markets, Daniel brings a unique perspective to complex topics such as credit risks, global auctions, and investment strategies.