Debt Restructuring: How to Negotiate with the Bank For many borrowers, debt payments that once seemed manageable can suddenly become overwhelming. Job loss, unexpected expenses, or higher interest rates can all push household budgets to the limit. When repayment feels impossible, many fear their only options are default or bankruptcy. […]

Daniel Reed is the founder and chief editor of MYA App. With more than 12 years of experience in finance, economics, and digital markets, Daniel brings a unique perspective to complex topics such as credit risks, global auctions, and investment strategies.