How Banks Are Lowering Standards Amid Market Oversaturation The global lending market has entered a phase where competition is fierce, with traditional banks, fintech startups, and alternative lenders all fighting for the same customers. To stay ahead, many institutions are loosening their standards. Borrowers who might once have been rejected […]

Daniel Reed is the founder and chief editor of MYA App. With more than 12 years of experience in finance, economics, and digital markets, Daniel brings a unique perspective to complex topics such as credit risks, global auctions, and investment strategies.