Welcome to MYA App (“we,” “our,” or “us”). By accessing or using our website, services, applications, or content (collectively, the “Services”), you (“you” or “User”) agree to comply with and be bound by this User Agreement. If you do not agree with any part of this Agreement, you must not use our Services.
1. Acceptance of Terms
By using the Services, you acknowledge that you have read, understood, and agree to this Agreement, as well as any applicable policies referenced herein, including our Privacy Policy, Cookie Policy, and Community Guidelines. These documents collectively govern your use of our Services and are considered part of this Agreement.
2. Eligibility
You must be at least 18 years of age (or the legal age in your jurisdiction) to use the Services. By using the Services, you represent and warrant that you meet the eligibility requirements and have the legal capacity to enter into this Agreement.
3. Account Registration
Some features of our Services may require registration. When creating an account, you agree to:
- Provide accurate, current, and complete information.
- Maintain the confidentiality of your account credentials, including your password.
- Notify us immediately of any unauthorized use of your account.
You are responsible for all activity that occurs under your account. We are not liable for any loss or damage arising from unauthorized use of your account if you fail to protect your credentials.
4. User Conduct
You agree to use the Services only for lawful purposes and in accordance with this Agreement. Prohibited conduct includes, but is not limited to:
- Violating any applicable laws or regulations.
- Uploading or distributing content that is offensive, harmful, defamatory, or infringing on intellectual property rights.
- Attempting to access unauthorized areas of the Services, or interfering with its security, functionality, or other users’ experience.
- Engaging in fraudulent, deceptive, or misleading activities.
We reserve the right to suspend or terminate accounts that violate these rules.
5. Intellectual Property
All content, materials, trademarks, logos, and software provided through the Services are the property of MYA App or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may use the Services for personal, non-commercial purposes only. Any unauthorized use, reproduction, or distribution of our intellectual property is strictly prohibited.
6. User-Generated Content
You retain ownership of any content you post or submit through the Services. By submitting content, you grant MYA App a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, publish, and distribute your content in connection with operating, promoting, and improving the Services.
You represent and warrant that you have all rights necessary to grant this license and that your content does not violate any third-party rights.
7. Privacy and Data Use
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using the Services, you consent to our data collection and processing practices described in that policy.
8. Disclaimers and Limitation of Liability
The Services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. MYA App does not guarantee the accuracy, completeness, or reliability of the Services, and you use them at your own risk.
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services, including any loss of data, profits, or business opportunities.
9. Termination
We may suspend or terminate your access to the Services at any time, without notice, for violations of this Agreement or any applicable law. Upon termination, your rights to access the Services will immediately cease, and you must delete any copies of materials obtained from the Services.
10. Changes to the Agreement
We reserve the right to modify or update this User Agreement at any time. Changes will be posted on this page with a revised effective date. Continued use of the Services after such changes constitutes your acceptance of the updated Agreement.
Daniel Reed is the founder and chief editor of MYA App. With more than 12 years of experience in finance, economics, and digital markets, Daniel brings a unique perspective to complex topics such as credit risks, global auctions, and investment strategies.